Creditor Harassment in Huntsville
Bankruptcy Lawyers | Crumbley-Blackwell & Associates, P.C.
If you have outstanding debt, then your creditors may be contacting you to collect on the debt. Unfortunately, creditors will sometimes engage in abusive and unfair methods to contact you and obtain payment. If you are being harassed by a creditor, you can gain relief by contacting our experienced local Bankruptcy Lawyers.
Under the Fair Debt Collections Practices Act and the Telephone Consumer Protection Act, debt collectors are prohibited from certain actions, such as the following:
- Abusive language
- Repeated calls or contact at inconvenient times
- Deception or manipulation
- Damaging your reputation
- Making false threats
How to Stop Debt Collectors from Calling You
To end communication with your debt collector, you can send a letter to your creditor to request that they stop contacting you. This is known as a Cease Communications Letter. It is recommended that you send this letter by certified mail and make copies for yourself, in case the debt collector tries to deny its existence. The creditor may contact you once to confirm receipt, but after that, they must stop.
If the creditor continues to call you or you have suffered because of their abusive practices, then you have the right to file a lawsuit against them. Contact our knowledgeable bankruptcy team at Crumbley-Blackwell & Associates, P.C. today. We have 100+ years of legal experience protecting the rights and best-interests of clients throughout Huntsville, Madison, Athens, Decatur, and surrounding communities in North Alabama.
Contact Us to Schedule a Consultation
At Crumbley-Blackwell & Associates, P.C. we not only help you with stopping creditor harassment, but also help you to regain control of your finances. There are a number of methods by which we may do this, such as negotiation for loan modification or filing for bankruptcy. Our legal team can help you:
- Discharge debt
- Protect your property from creditors
- Repair your credit
Contact our Huntsville bankruptcy attorneys today for the help you need to achieve financial stability! To schedule a consultation, call (256) 539-4464 or complete an online case evaluation form.